Workers FAQs

What is the maximum compensation rate per week?

Every September 1, the maximum rate for benefits changes. This information is posted on the Department of Labor and Training​ website.

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Am I entitled to compensation for my scar?

​Yes. You are entitled to benefits for any permanent disfigurement you receive as a result of a work-related injury. Contact your claim representative for further information regarding scarring benefits​.

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I had to pay for my own prescriptions. Can I get reimbursed for them?

​Submit the pharmacy receipts to your claim representative or employer, and you will be reimbursed for any out-of-pocket costs.​

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When should I expect to receive my first check?

​Our goal is to pay accepted claims within 10 days of notification of a work-related injury.​

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How do I get a copy of the Preferred Provider Network Directory?

​The Beacon has an approved preferred provider network comprised of providers that are experienced in treating work-related injuries. This directory contains a listing of physicians and other health care providers participating in The Beacon Preferred Provider Network. Click here​ to view and print a copy or call your claim representative and ask for a copy to be sent to you.​

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How is an employee’s benefit rate calculated?

​Injured employees are reimbursed at a state-mandated rate, which is approximately 75% of the net weekly wage, based upon a calculation of their average weekly wage prior to the injury. The employer is required to complete a state wage statement to determine the average weekly wages. Overtime and bonuses are used in the computation of the average weekly wage.​

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What is SAE (suitable alternative employment)?

​SAE, or Suitable Alternative Employment, is a formal offer of employment that mutually protects the injured employee and the employer. SAE is an offer of employment that an employee is physically capable of performing without exacerbating the medical condition. The employee is protected if the job does not meet the conditions of the SAE offer and the employer is protected if the employee does not perform the SAE as it is offered.​

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What is an Independent Medical Exam (IME)?

​The employee may be asked to submit to an independent medical examination, at the insurer’s expense, for an independent opinion. This is generally used when there is a dispute in the disability, injury or question of the treatment plan. Independent Medical Examiners cannot treat an injured worker​.

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